Indian Post Payments Bank, (The Definitive Guide)

What is the Indian Post Payments Bank?

As we all know that there are various post offices in a city and those post offices also provide us with the facility of opening a savings account in them.
The Government of India has put this Concept Forward to convert Post Offices into completely Banks with the help of this Bank.
IPPB was started on 30 January 2017, Back then only two Branches was opened, One n Ranchi and the other one is Raipur as a Pilot Project.
The Government Wanted to Start IPPB in 2018-2019 Financial Year and this has Just Happened, and Now It will Be Expanded From Time to Time.
It is a Project of Central Government Postal Department and 100% Ownership is of Central Government. The Responsibility of running this bank is given to RBI ( Reserve Bank Of India).

What is The Motive of Indian Post Payments Bank?

As we know that nowadays Smartphones have reached to the Pockets of Almost all the People, who may be rural or Urban, But the truth is that their Legs are not Reaching to the Banks.
The only Motive of Indian PostsPayments Bank is So to join Villagers or Rural People to Banking Solutions and to make this happen this Bank will directly come to your Home.
In Todays Time Indian postal department has more than 3 Lakh Postmen and workers. These are the People who will carry Smartphones and Biometric machines with them to banking facilities to the poor and Rural People and hence work as Bankers for them.
The Government has a Target to Join 1.5 lakh Post Offices to IPPB till December 2018.

Services Available To IPPB Customers

In IPPB you will get almost all the facilities which are available to customers of any other Bank out There. All the services will be general so as to use by a Common Men in Daily Life. All the services are listed Below:
  1. In IPPB, You can open both Savings and Current Account.
  2. Money could be transferred all 24 hours and 7 week Days.
  3. You can pay for Your Mobile and DTH Recharge through this Bank Account.
  4. Investment of Money can also be done through this Bank Account.
  5. Scholarships, Manrega and Money took with Government Schemes could be Transferred to this Account.
  6. Electricity Bills and Water Bills can also be paid with this Bank Account.
  7. Loan and Insurance can also be taken through this Bank Account, However, The Loan is Not Provided by the Bank but They will act as an Agent to make your Loan successful.
Now This was Some Details About IPPB, let's Move Forward to Answer some of the questions playing in your Mind.

Frequently Asked Questions

  1. What is this Saving Account? The Savings Account in this Bank is as SAME as the Savings Account in other Banks. You Can Simply withdraw or Deposit Money from the Account.
  2. How much Interest is applicable to Your Deposited Money? 4% Interest is applicable to Your Deposited money.
  3. What is The Benefit Of this Bank Account? Here are some of the Benefits You get with IPPB Account, a). Bank will Come to You. b). You can Pay Bills and Recharge Your Phone and DTH. c). You can transfer Money Through IMPS.
  4. Who is Eligible to open Account? Anyone who is above 10 Years of Age, Can open this Account but He or She should have all the Documents Completed.
  5. Which Documents are necessary to Apply for this Account?
    The Documents required to Open this Account are as follows: a). Aadhar Card b). PAN Card c). Fingerprints d). Form I 60
  6. Can we Open Multiple Accounts in IPPB?
    No, You can't open multiple Accounts. You can only open single Account per Person and Also You can't open a Joint Account in IPPB. But Nomination Facility is Available on Savings Account.
  7. What is The Minimum Balance to Open Accounts?
    The answer is ZERO, that means that there is no Minimum Amount Limit to Run Account.
  8. What is the Monthly Limit to Deposit or Withdraw Money?
    There is No Limit to deposit /withdraw Money in this Account.
  9. How much Money will be paid to take Banking Services From Home?
    If you want to take Banking Services from home then You have to Pay Rs 15 For Digital Transaction and Rs 25 For Cash Transaction.
  10. What is the Maximum Amount to kept in The Account?
    You can keep a Maximum of Rs 1 Lakh in Your Savings Account. However, Indian Post payments Bank also has the Authority to open an Account in Post Office and the account will be linked to IPPB account later. This will help you as if you have more than Rs 1 Lakh in your bank account then this extra money will be Transferred to Your account in Post Office. But If you don't have an account with Post Office then your Transactions over Rs 1Lakh will be Cancelled by IPPB.
  11. Do we Get any Debit Card with IPPB Account?
    The Answer is NO, Debit Card will not be Provided with IPPB account but a QR Card will be provided instead of A Debit Card. You can make payments through this Card but can't use that card in ATM. It is available for Free at The time of Opening an account with IPPB.
  12. What will happen if Someone Lost his QR Card?
    You Can get your New QR Card for Rs 25 By doing any of the Means Below: a). Calling at 155299 b). Dropping a mail at contact@ippbonline.in c). Visiting Nearest Branch or Access Point.
  13. Do we Get any Cheque Book or Demand Draft with IPPB Account?
    The Facility of Providing Cheque Book or Demand Draft is Not Available at the time of opening IPPB Account now, But it may be available in Future considering Customers Need.
More from Us 1. How to Move From Blogger to WordPress? 2. How to Reduce Data Usage In windows 10. 3. The Ultimate Guide to Guest Blogging? So This was all about Indian Post Payments Bank. I hope that this post has cleared all your doubts Related to IPPB. If there is any Doubt Left in Your Mind then Be sure to list that in Comments Section or You can also contact us by dropping a mail at any of the mail IDs provided here. Sanketbhardwaj57@gmail.com or info@brandedblogger.in Also, share the article with other People that you want to know them about IPPB.    

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In The Race of making windows Better and Better, Microsoft has added a ton of features in Windows 10. The work done on Windows 10 is Extraordinary and Wordsworth too.
But in The race of adding more and more Features to Window 10, Microsoft forgets that it is Making The Window Heavier Than Usual.
Just Like a coin Window 10 also has two faces. The one hand, There is an Elegant Design in windows 10 and on the other hand Windows 10 is completely based on the internet. There are a ton of features in Windows 10 Which runs better when connected to the internet.
But These Features also have made Windows 10 a Data Eater. So in today, we will learn How to save your data From this Data Eater Windows 10. 
Before saving our data we need to know why our Data Goes Very Fast. Reason No. 1 Is OneDrive So as we know that Windows 10 comes with a number of features which runs with the help of the Internet and One Drive is one of them.
One Drive can Easily start on its own and can swallow your priceless data in the background.

How to fix this

To fix this First You need to Go To Start Menu and type Task Manager.


Once it is open, Go to Startup > Select Microsoft One Drive. After that Right Click On it And Select Disable.
And, Congratulations You have fixed One Drive.
Now to completely reduce data usage.
You have to go to Setting > Network settings then click the wifi network you are connected to.
Then Click on Advanced Options After that click on Metered Connection.
This will tell the computer that Data on the Wifi Network is limited and will take Fewer Data in fact Very Fewer Data from YourWifi. This is Suitable For users Who uses Their Phones to connect Internet In PC.So That was it for today. Hope this Will help You. Be sure to Let me Know if it Works For you or Not.
Be Sure to see some other Helpful Articles too 1. The Complete Guide To SEO
Also, you can give Suggestions and Advice in the Comment Section. For More such Helpful Articles Be sure to Subscribe to our Newsletter.
Regards:- Sanket Bhardwaj

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